Car accidents can happen suddenly, disrupting your day and leaving you unsure of what to do next. In Sherman, Texas, busy roads like U.S. Highway 75 and Texoma Parkway are frequent sites of accidents. Knowing the steps to take after a car accident can help protect your safety, your legal rights, and your ability to recover compensation.
Ensure Safety and Report the Accident in Sherman
The first and most important step is to ensure everyone’s safety.
- Move your vehicle to the side of the road if possible to prevent additional accidents.
- Turn on your hazard lights to alert other drivers.
- Assess yourself and others involved for injuries and call 911 immediately if anyone needs medical attention.
- Stay calm to make sound decisions during this critical time.
In Texas, you must report any car accident involving injuries, fatalities, or significant property damage. Provide accurate information to the dispatcher about the location and situation, and wait for law enforcement to arrive and document the incident.
Document the Scene and Notify Your Insurance Company
Gather detailed information at the scene to protect yourself later. Exchange contact and insurance information with all involved parties. Use your smartphone to take photos of vehicle damage, license plates, road conditions, and any visible injuries. If there are witnesses, ask for their contact information and a brief statement.
Ensure the responding officer files an official accident report and request a copy for your records. After leaving the scene, promptly contact your insurance provider to report the accident. Share the date, time, location, and a summary of the incident. Stick to the facts when describing the accident to avoid potential disputes, and review your policy to understand what costs may be covered.
Seek Medical Attention and Track Expenses in Sherman
Seeking medical attention and tracking related expenses is crucial after a car accident:
- Even if you feel fine, visit a doctor to check for injuries like whiplash or internal damage that may not show symptoms immediately.
- Keep all medical records, as they serve as valuable evidence if you need to file a claim or lawsuit.
- Utilize Sherman’s healthcare facilities such as Wilson N. Jones Regional Medical Center and Texoma Medical Center.
- Maintain a detailed record of accident-related expenses, including medical bills, vehicle repair receipts, and documentation of lost wages due to injuries or time off work.
Consult a Sherman Car Accident Attorney and Understand Local Laws
If the accident involves significant damages or disputes, consulting a local attorney can help protect your interests. A Sherman-based car accident lawyer can navigate Texas’ personal injury laws and ensure fair compensation. Many attorneys in Sherman offer free consultations to discuss your case.
It’s also important to understand that Sherman, TX, follows Texas’ fault-based system for car accidents. The responsible party is liable for damages, and compensation may be reduced proportionally if you’re partially at fault. Remember, the statute of limitations for filing a personal injury lawsuit in Texas is two years from the date of the accident.
Follow Up on Recovery
Stay proactive in managing your recovery and claims process. Repair your vehicle by working with your insurance company, attend medical appointments to follow your doctor’s treatment plan, and monitor your insurance claim to ensure a smooth process.
Local Resources in Sherman, TX
Sherman offers several resources to assist you after a car accident:
- Sherman Police Department: (903) 892-7290
- Wilson N. Jones Regional Medical Center: (903) 870-4611
- Texoma Medical Center: (903) 416-4000
- Texas Department of Insurance
Conclusion
Being prepared and informed can help you navigate the aftermath of a car accident in Sherman, Texas. By following these steps, you’ll be better equipped to handle the situation, protect your rights, and recover smoothly. Remember, local professionals and resources are available to support you every step of the way.