Notifying the legal authorities and your insurance company promptly after an accident is essential to ensure proper documentation and initiate any necessary claims.
Contact the police to report the incident, regardless of its severity, as a police report provides an official record that can be vital for insurance or legal matters.
Be honest and factual when giving your statement but avoid admitting fault, as the investigation will determine liability. After reporting to the authorities, inform your insurance company as soon as possible, providing them with all the details of the accident and any documentation you’ve gathered. Timely reporting ensures compliance with policy requirements and helps streamline the claims process.