Being involved in a commercial vehicle accident can be overwhelming and traumatic, often leading to severe injuries and significant property damage. However, taking the right steps immediately after the accident can help protect your rights and strengthen your claim for compensation. Here’s a guide on the actions you should take following a commercial vehicle accident.
Step 1: Ensure Safety and Call for Help
- Check for Injuries: Assess yourself and any passengers for injuries. If you’re able to move safely, help others who may need assistance.
- Call 911: Report the accident to emergency services so that police and medical personnel can arrive quickly. Police presence is essential for creating an official accident report, which will serve as crucial evidence in your claim.
Step 2: Document the Accident Scene
- Take Photos and Videos: Capture images of the accident scene, including vehicle positions, damage to vehicles, and any visible injuries. Photographic evidence is valuable for insurance companies and legal claims.
- Record Details: Write down key information such as the commercial vehicle’s license plate number, company name, and DOT number. This information will help you identify the responsible parties.
Step 3: Collect Contact Information
- Get Driver and Witness Information: Obtain the commercial driver’s name, contact details, and employer information. If there are any witnesses, ask for their contact details as well, as they may provide valuable testimony if needed.
- Request Insurance Information: Ask the commercial driver for their insurance information, as commercial policies often differ from regular auto insurance and may involve higher coverage limits.
Step 4: Seek Medical Attention
- Get Medical Help Immediately: Even if you feel fine, it’s crucial to seek medical attention, as some injuries may not be immediately apparent. Medical records play an important role in supporting injury claims.
- Follow Medical Advice: Ensure you follow through with all recommended treatments and keep records of any follow-up visits, prescriptions, or therapy sessions. Consistent medical documentation reinforces the severity of your injuries.
Step 5: Avoid Discussing Fault
- Do Not Admit Fault: Avoid making statements about who was at fault, as this can be used against you in your claim. Stick to factual information when speaking with law enforcement and other drivers.
Step 6: Consult a Personal Injury Attorney
- Seek Legal Assistance: Commercial vehicle accidents often involve multiple liable parties and complex insurance policies. An experienced personal injury attorney can guide you through the claims process, gather evidence, and negotiate on your behalf.
Following these steps can protect your rights and improve your chances of a successful claim. Taking action promptly ensures that critical evidence is preserved, strengthening your case against potentially liable parties.