What Is an Examination Under Oath (EUO)?
An Examination Under Oath (EUO) is a formal proceeding in which an insurance company requires a claimant to provide sworn testimony regarding a claim. The EUO allows insurers to gather detailed information and assess the validity of the claim, often used in personal injury or property damage cases.
Purpose of an EUO
- Prevent Fraud: Insurers use EUOs to ensure claims are legitimate and not exaggerated.
- Clarify Details: Claimants provide specific information about the incident, injuries, and damages.
- Verify Policy Compliance: Insurers assess whether the claimant has met all policy requirements, such as timely reporting.
How an EUO Impacts Personal Injury Cases
- Preparation Is Key: Claimants should work with an attorney to review relevant documents and anticipate questions.
- Legal Representation: Having an attorney present helps protect the claimant’s rights and ensures accurate testimony.
- Potential Outcomes: A well-handled EUO can expedite the claim process, while inconsistencies may lead to denial.
Examinations Under Oath are critical in resolving disputes with insurance companies and securing fair compensation for personal injury claims.
