LAWVA | Excess Insurance
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Excess Insurance

Excess Insurance

What Is Excess Insurance?

Excess insurance provides additional liability protection beyond the coverage limits of a primary insurance policy. It is often purchased by businesses, professionals, or individuals who face greater risks of high-value claims. In personal injury cases, excess insurance can be a critical source of compensation for victims when primary policies fall short.

Features of Excess Insurance

Role in Personal Injury Cases

Legal expertise is essential to navigate excess insurance claims, as insurers may dispute liability or policy applicability.

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